#Icycle insurance full
#Icycle insurance free

Many homeowners assume that bicycles are covered by their homeowners insurance, and while that may be true in limited circumstances, it does come with certain pitfalls. We want to get you back on your bike ASAP.

#Icycle insurance free

It's not just metal and rubber, it's your best friend, it's how you spend your free time, and it's how you exercise, commute and spend time with friends. And because we also love riding our bikes, we understand just how important your bike is to you. Anytime you call, you'll get a human on the phone who can help you with any questions or with starting a claim. And once you are using Simple Bike Insurance, our customer service is second to none. Using our Instant Quote form gets you a quote that covers your exact bike and your cycling lifestyle in minutes, which makes starting up your policy easy and fast.

Simple Bike Insurance keeps things, well, simple. Why should you choose Simple Bike Insurance? There's also roadside assistance included in your policy, which works like roadside assistance for a car: You can call and get a ride up to 35 miles if you break a chain or have a flat that you just can't fix. It can even cover some medical expenses if you're injured while riding. It even covers liability for you as a bike rider, as well as protects you from underinsured motorists. You'll also have worldwide protection, not just insurance coverage in the USA, which is critical if you often travel to ride your bike in different parts of the world, and we offer bike rental and event reimbursement for racers. Even your cycling kit-which can be quite pricey-is covered. For example, many types of damage to your bike-including spare part replacement-are covered with a Simple Bike Insurance policy. In addition to the basic bicycle coverage that comes with a bike insurance policy, there are a few cool things bike insurance covers that many people aren't aware of.

#Icycle insurance full

Having bicycle insurance coverage guarantees that if your bike is stolen or damaged in an accident, insurance will help you repair, replace or reimburse your bike up to its full value (the amount you bought it for). Whether you have one ebike that gets you to work every day, a high-end road bike that you ride on the weekends, or an entire fleet of racing bikes that have won you multiple national titles, bike insurance is worth considering. With bike insurance, you pay a small premium each month-often under $30-to ensure that if something happens to your bike, it's covered. But bikes aren't completely covered under homeowner, renter or auto insurance policies, which means if they end up stolen or damaged, you're on the hook for covering most repairs and replacements. Bicycles and ebikes can be expensive: In some cases, bikes can easily cost more than a used car (or a new one if you're going for an ultra-high-end custom e-bike!).